Mortgage Disclosures

Not a Commitment to Lend. This website provides general mortgage and real estate information only. Nothing on this site constitutes an offer to lend, a commitment to lend, or a guarantee of loan approval, terms, or rates. All loans are subject to credit and property approval. Programs, rates, terms, and conditions are subject to change without notice.

No Guarantee of Results. Interest rates, annual percentage rates (APRs), monthly payments, savings amounts, closing dates, and loan terms are not guaranteed. Actual terms depend on your individual financial situation, credit history, property type, and market conditions. Talk with Andy for information specific to your situation.

Not Legal, Tax, or Financial Advice. The content on this website is for educational purposes only and should not be construed as legal, tax, accounting, or financial advice. Consult a qualified professional for advice specific to your circumstances.

State Licensing. NEXA Mortgage, LLC is licensed to originate loans in the state of California (NMLS #1660690). Additional state licenses may apply. For full licensing details, visit NMLS Consumer Access.

Equal Credit Opportunity Act (ECOA). The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Fair Housing Act. The Fair Housing Act prohibits discrimination in the sale, rental, and financing of dwellings based on race, color, national origin, religion, sex, familial status, or disability.